27596 is in multiple counties - you've got it listed only in Wake, but it's also Franklin county and IIRC Granville county too.
Is suspect 27596 is not the only ZIP in the country with this issue, and it can affect the results of this - Coventry was supposedly (as of a few days ago, anyway) not offering ACA plans in Franklin county, but was in Wake.
We currently include the plans from all counties in a particular zipcode rather than limiting to a specific county, but we should probably ask a user to specify their county if there's ambiguity. I'll get on adding this.
NC may be somewhat specific, but per reports a few weeks ago, only BCBS was offering ACA-compliant plans in all 100+ counties - Coventry was the only other option, and they were covering 36 counties. They may have changed that recently, but I'm not 100% sure on that.
EDIT: and thanks for your project - nice use of the data to help people get fast/easy access!
its done in finance sometimes and the thought behind it is m = 1000, so multiply 1000 by 1000 and you get 1,000,000.
Personally I hate that notation and use capital M whenever given the opportunity. I feel like it used to show superiority or present another barrier to people outside of finance looking in.
Well, M for mega is capitalized since m is already used by milli. And all of the SI prefixes larger than mega are also capital, I guess to denote that they're large...
I've always seen k used to represent one thousand in dollar amounts, so I've never interpreted M as being a Roman numeral but simply as standing for "million."
Without information on the deductible this isn't as useful as it looks. Please add it!
The price of plans varies dramatically by the deductible, and for most healthy people the deductible matters WAY more than the nominal plan level. (Since for ordinary services the different plan levels pay an extra $10-$50, but for a catastrophe the only number that matters is the deductible.)
We'd love to be able to find this data per-plan, but its not currently easily discoverable for the states without exchanges.
We're hoping to find deductible data in time for these plans as well as more data that would help people differentiate plans such as number of providers in-network nearby.
If that's a tough spot, you probably won't be paying the full cost of any of the plans you saw. For a family of four, subsidies don't phase out until something like $90k/year income. The real healthcare.gov site is up right now. The registration process only takes 10-15 minutes to get some real prices.
Very nice! I was thinking of creating something similar as I'm sure I'm not the only one who just quickly wants to see how much option X would cost. Where did you guys get the data from? I was considering screen scraping the main site but I gave up after I couldn't get it to load at all.
Would be nice if something like this was on the official site but my guess as to why it's not (besides the general mismanagement of the site creation...) is that by default it shows higher prices for plans than people would be eligible for (ex: no income based subsidies). That would make them "look bad" and they'd like to show lower overall costs.
Bug report too: When I entered a zip code the first two pages of the results show up blank. Clicking page 3 and onward show the data though. If there's only one page of data nothing shows up at all (no paging links either).
Thanks for the bug report- In theory I just pushed a fix for it. Could you confirm it's working for you now? If it's still there, could you let me know what zipcode you are using?
I was about to report one more about funky displaying of plan names but looks like the source data itself is like that (in the set you linked too). Search for bronze plans in 07302 and you'll see: AmeriHealth NJ Tier 1 Advantage_Ã
Good stuff. Would you open source this ? The prices are a great starting point. A nice addition will be to easily see details like deductibles, co-pays, out of pocket limits, exclusions etc, the price just by itself won't be a perfect measure.
I wrote the same thing, with a much crappier user interface, last week. Mine includes Idaho and New Mexico as well:
http://healthcare.brianjcohen.com
My notes on that page explain why this is really not a great dataset. These aren't really price quotes, they're averages they've generated for various age ranges. And since deductibles, coinsurance rates, and copays aren't included, there's really no way to compare them on a level playing field (although this is a problem that healthcare.gov has as well).
Looks like the actual healthcare.gov website is not that bad anymore when it comes to just checking on prices in your area. Just use the following URL and replace the state and county with your choice. My example uses NJ/Warren county.
This is what we saw as well. The main idea was that it still takes a number of clicks to get there at all. We wanted to provide an interface that significantly lowered the time to seeing the data and then provided the other details.
Great timing! It's unfortunate that 2/3 states that I tried have "their own healthcare exchange." Kind of defeats the point of having centralized healthcare and also a complete pain the ass for the consumer.
On a bright side, I bet a ton of people got their pockets full by working on all of these exchanges.
Yeah -- the story behind it is intriguing. Also, the states that have their own exchanges use central services provided by the federal gov for subsidy eligibility.
I do think we will see states release data back to the federal gov for ease of use in time. NM and ID already has done this and other states seem to send their raw data to individuals when asked -- suggesting the data can be centralized (e.g. when we reached out to CA for data, they quickly provided their data to us).
This is very interesting to me, I live in KY and we have our own exchange. Do to not having all my data (my fault not theirs) on hand the process of submitting an application has spanned a few days and their interface is really bad. I'd like to play with raw data and throw something together to allow for quick and easy searching. Who did you contact in CA for the data? I'd like to find the KY equivalent and reach out. Thanks and great job on the site!
the actual healthcare.gov (if you can get in) actually does a decent job of letting you compare plans in detail... there are far more factors to consider than just monthly deductible. various copays, out of network coverage, whether dental and vision are included, etc. this site does none of that
Washington DC is running its own exchange. Apps like this that use data.healthcare.gov as their backing will only work for states that are on the Federal exchange.
FYI, tried to enter zipcode 85502 and received a "We're sorry, something went wrong" message. Worked fine for other zipcodes I was interested in. Thanks for creating this!
27596 is in multiple counties - you've got it listed only in Wake, but it's also Franklin county and IIRC Granville county too.
Is suspect 27596 is not the only ZIP in the country with this issue, and it can affect the results of this - Coventry was supposedly (as of a few days ago, anyway) not offering ACA plans in Franklin county, but was in Wake.