Yeah, if you don't have the codebook HAM discussion will be very bland.

Darn kids = Federal government

Computers = Intelligence agencies

arthritis = surveilance

getting old = getting ready to commence with the plan

mortgage = jail term

"Yeah, Dan. I hear you about them darn kids and their computers... I hear Bob's just about got his mortgage paid off finally, but I'm getting old and my arthritis is acting up, so I'm going to sign off for tonight."