I will when that bet is the steamroller taking out the entire country.

And the Pennies are the currency of the entire country?

Frankly, if the scenario comes to pass, currency value risk is just as likely to make it not pay out than anything else.

If there's a civil war in the US I don't see how services like this would even stay up to collect from

Not at all. Do you really think there is a risk of civil war in the United States in 2026? To me: It sounds like crazy people. I will make that be all day long!

The problem is, lets say protestors actually start getting violent across multiple state. Would that be considered a mini civil war?