Anyone who tried to pay for anything in Canada on 8 July 2022 knows that it's not that simple. The entire Interac network was shut down for over 15 hours, which meant that debit and credit payments through POS terminals were halted nationwide. It was chaos, I was away from home and was unaware that anything had happened because I had no phone service. There were long lines everywhere, and a stranger paid for my coffee with cash, because the single toonie I happened to have wasn't enough.

The cause of the failure was multi-fold: all of Interac's Internet links relied on the Rogers' network in one way or another, so when one went down, so did the other.