Amazing it’s like you’ve figured out the optimal strategy of still spending the same amount of time going to the doctors but getting as few benefits as possible.
I’m pretty sure you can decline care and get second opinions no matter what.
I don’t know your family background, but I have quite a few older male relatives who died from cancers that if caught early have high survivability. They were all suspicious of the profit incentives of the medical system and felt they knew better or were tough enough to not care. My grandfather had a heart murmur, so he used that as an excuse to never go to the doctors. “They just want my money I already know my heart will kill me soon so why bother”. He died of colon cancer. I’m sure they all regretted it.
I’m pretty sure you can decline care and get second opinions no matter what.
I don’t know your family background, but I have quite a few older male relatives who died from cancers that if caught early have high survivability. They were all suspicious of the profit incentives of the medical system and felt they knew better or were tough enough to not care. My grandfather had a heart murmur, so he used that as an excuse to never go to the doctors. “They just want my money I already know my heart will kill me soon so why bother”. He died of colon cancer. I’m sure they all regretted it.