then why isn't construction automated? i think if your company's processes are so specialized and nuance, you should really take a step back and ask if they should be.
That's the convenient myth to think banks caused crisis. Money printing and credit rates lowering by government caused this. Free money? Sure, why not. Please watch princes of yen documentary where they speak about "credit window guidance" conducted by Japanese national bank for more than decades
I don't deny frauds in credit agencies. However, somebody was buying banks' CDOs? Who, ancient aliens? No, they weren't called surprime because credit agencies cheated on their rating, they were called so because they were inherently risky more than a normal mortgage ( so called ninja loans, no income, no job ). That's the people were buying this shit with the all time low rate loans. Human greed huh? That's less convenient than blaming banks for all the evil in this world