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> Any application that could be done on a blockchain could be better done on a centralized database. Except crime.

The opening quote in the article captures it all for me, except the last part. The implied definition of crime is so narrow.

From what I know of the financial markets in the US, mortgages and other loans as well as more esoteric financial instruments -- it's all moving in the direction of Ponzi schemes and get-rich-quick scams. I'd go as far as saying that it is all in fact a big organized crime circuit, if you're just a little flexible in the definition of crime (mostly in the part where crime usually has consequences, but the really big crooks have found a reliable way to "socialize" the consequences of them getting theirs).

In that light, having a public, transparent ledger of all the "important" transactions at the top levels could help reduce the amount of routine white-collar crime that goes on. Perhaps it is not explicitly criminal in nature - or it is, but the offenders have far too many resources to be held accountable -- but all the same it's harmful to society at large. An idealist can dream of a system where these actors can be scrutinized, and named-and-shamed into some kind of socially responsible behaviour.



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