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> As I understand it, Robinhood had a cash problem because of the various collaterals required for high-risk securities during the clearing process. When each share traded needs a high amount of collateral (1:1, even), and you have a high number of those trades happening, you might not have the cash to pony up.

Something like that. But note that it isn't related to margin trading - Robinhood has to post their own cash as collateral with NSCC/DTCC, they can't use their customers' cash. So if a customer wanted to opt out of the margin account this wouldn't actually help.

(I don't know what this rule is for, but it's in the rules.)



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