Bit of a victim blaming there, but it's definitely a case of " if you owe the bank $1,000 you have a problem, if you owe the bank $1,000,000 the bank has a problem"...
If you own the bank $10,000, you have a problem.
If you own the bank $10,000,000, the bank has a problem.
If you own the bank $10,000,000,000, the government has a problem.