Well, I guess I didn’t make it explicit that my being an “expert beginner” at 35 also meant that I was making a way below market salary and was (and I still am) way behind my retirement goals.
And with this being both my abs my wife’s second marriage didn’t do us any favors.
My base salary now is the same as it was pre-Covid pay cut and was more than enough to reach our short term needs and slowly meet our long term goals.
The RSUs+Bonus goes straight to long term goals - paying off the mortgage, cash flowing college for my son and saving for retirement.
And with this being both my abs my wife’s second marriage didn’t do us any favors.
My base salary now is the same as it was pre-Covid pay cut and was more than enough to reach our short term needs and slowly meet our long term goals.
The RSUs+Bonus goes straight to long term goals - paying off the mortgage, cash flowing college for my son and saving for retirement.