Next.js would be great if it weren't because of all the conflict of interests that make it have artificial limitations and the shady "features" it has and it were not driven by a marketing company.
"wear a helmet until you are comfortable with whatever wheels you are riding" sounds like a formula for "die on a bike once you've hit the dunning kruger effect"
Rent is still less than 1/3 of post tax income most places if you have a high paying tech job. Also you can always downsize on stuff to save on floorspace.
Yeah I rent in a neighborhood and my rent is a third of the equivalent mortgage. The downside is that you miss out on the annual appreciation. If you invest what you save in paying down a mortgage the market you can actually make more than what you’d make on the rental appreciation. Still I think there’s an intangible value to owning your own house and keeping that in the family, especially once you have kids / grandkids.
Yeah that's the point - new families now have to either: a) rent b) downsize significantly c) stretch their budget. While 6-10 years ago a house in Sammammish or Issaquah was easily attainable
This both oversimplifies the experiences of people who have been through economic cycles before (some of them are shocked too), and underestimates the power of the human imagination. I for one believe I can read about an era I didn't experience, use my imagination to think about what it would have been like to live during that time, and if something similar happens in my lifetime, be less 'shocked'. I think many people can do this too!
Someone can intellectually know that there are business cycles in all industries. And probably even have heard about the dot-com bust and how bad some people say it was. And, simultaneously, think that's all sort of a distant abstract concern from the perspective of their cushy job at Google.
Followers of Krashen know that it's sensible input that results in language acquisition. Duolingo gamifies the frequency of sensible input. Therefore Duolingo will work if frequently and consistently used. Fluent is an outdated term. It probably takes about six months to achieve any lasting result. Illusion of progress is impossible to prove or disprove probably.
I just want to note (this is what I studied for my MA) that Krashen is very controversial in the field. Many researchers argue that output is critical to learning, and "interactionism," the idea that learning is facilitated through conversation, is probably the dominant theoretical approach at the moment. See, for example, Second Language Learning Theories, by Mitchell, Myles, & Marsden, chapter 6.
A deliberate practice environment has four elements:
1) Repeat exposure (aka volume of attempts)
2) Valid environment (a win is a win and a loss is a loss)
3) Timely feedback (you know immediately whether you won or lost)
4) Deliberate practice.
Deliberate practice without the other three is not complete.
The Anti Cramer portfolio is not a sufficient contrarian approach, because the Cramer portfolio also underperforms similar to a random walk. Put another way, the opposite of a random walk is another random walk.
